FAQ
Am I Ready to Be a Homeowner?
If you’re thinking about investing in property, you’re already on the right path. Homeownership in Dubai offers long-term financial growth, residency benefits, and lifestyle upgrades. You’re likely ready if you have stable income, manageable debt, and a vision for the future.
Still unsure? We offer a free consultation to help you assess your readiness with no pressure — just smart advice.
Is Renting or Buying Better?
Renting offers flexibility, but buying builds your wealth. In Dubai, owning a home means capital appreciation, rental income potential, and even visa benefits for investors. With new projects offering flexible payment plans, owning may be easier than you think.
Let us compare your monthly rent to available properties — you might be surprised how close ownership really is.
What Is the Lender's Formula?
Banks in Dubai generally lend up to 80% of the property value to UAE nationals and up to 75% to expats, based on your income and liabilities. A rough formula: your monthly mortgage + debt should not exceed 50% of your monthly income.
Not sure how much you qualify for? We can connect you with top mortgage advisors for a quick, free eligibility check.
What Do I Look for in Homes?
Start with location, lifestyle, and long-term value. Are you buying to live, invest, or rent out? Consider future infrastructure, nearby schools, ROI potential, and developer reputation.
Need help prioritizing? Our curated project list in Dubai makes it easy to compare your options based on what matters most to you.
Do I Need a Home Warranty?
In Dubai, newly built properties come with developer warranties — typically 10 years for structure and 1-2 years for MEP (mechanical, electrical, plumbing). However, a home warranty can be useful for resale properties or peace of mind.
We guide you on whether it’s needed — and when developers or sellers already cover you.
What Should I Expect at Closing?
Closing involves final payments, signing contracts, and transferring ownership through Dubai Land Department (DLD). Expect:
NOC from the developer
Final payment & transfer fees
Title deed registration
Our experts handle every step to ensure it’s smooth, transparent, and stress-free — we walk you through it all.
What Is Pre-approval?
Pre-approval is a bank’s confirmation of how much mortgage you can get. It gives you stronger negotiating power, speeds up buying, and prevents surprises later.
We help you get pre-approved in 48 hours — with zero paperwork hassle. Just reach out and we’ll get you started.
Am I Ready to Rent?
If you’re exploring lifestyle flexibility or just arriving in Dubai, renting is a smart first step. You’re likely ready if you have a stable income, basic documents (Emirates ID, passport copy), and a clear idea of your budget. Dubai’s rental market moves fast — and so can you.
Need guidance on areas, contracts, or negotiation? We’re here to walk you through everything and match you with the right property.
What Should I Offer?
While landlords often set firm prices, there’s usually room to negotiate — especially if the unit has been on the market for a while or you’re offering a single cheque.
We help you structure a strong offer based on real-time data, comparable listings, and terms that get you the best deal — not just the first one.
Can I Ask You for Advice?
Absolutely — and you should! Whether you’re renting, buying, or just exploring options, we offer free, honest advice with zero pressure. We’ll break down your options, explain the fine print, and help you make a confident decision.
Have a quick question or want to talk? Reach out — real advice is just one message away.